Privacy Policy

Last updated: October 2026

1. Information We Collect

At XDebt.app, we do not require you to create an account or provide personally identifiable financial information. All calculations made using our debt tools are processed locally in your web browser. We do not store your debt balances, interest rates, or names of your accounts on any servers.

2. Google AdSense and Cookies

We use Google AdSense to display advertisements to keep this tool free. Google, as a third-party vendor, uses cookies to serve ads on our site. Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet.

Users may opt out of personalized advertising by visiting Google Ads Settings.

3. Log Files & Analytics

Like many websites, we may use standard web analytics tools to understand how visitors interact with our site. This information may include IP addresses, browser types, and timestamp data. This data is aggregated and does not identify you personally.

4. Contact Us

If you have any questions about this Privacy Policy, please contact us at support@xdebt.app.